e-Shram Card Benefits 2026: Get ₹2 Lakh Insurance, ₹3,000 Monthly Pension & Apply Online

e-Shram Card: The e-Shram Card is a digital identity card issued by the Ministry of Labour & Employment, Government of India for workers in the unorganized sector. Every registered worker receives a 12-digit Universal Account Number (UAN) that remains valid throughout India. The portal helps connect workers to social security schemes, employment opportunities, and government welfare benefits.

Why Should You Register for e-Shram Card?

Millions of workers in India are employed in the unorganized sector without access to formal social security. The e-Shram Portal creates a national database so eligible workers can receive benefits from central and state welfare schemes.

e-Shram Card Benefits 2026

₹2 Lakh Accidental Insurance

One of the biggest benefits of the e-Shram Card is accidental insurance coverage. Eligible workers may receive:

  • ₹2,00,000 for accidental death or permanent disability
  • ₹1,00,000 for partial disability (subject to applicable scheme terms)

Universal Account Number (UAN)

  • Every registered worker receives a permanent 12-digit UAN Number which can be used throughout India.

Access to Government Welfare Schemes

  • Registered workers can become part of the national database used for delivering welfare and social security benefits offered by central and state governments.

Pension Benefits

  • Eligible workers can enroll in Pradhan Mantri Shram Yogi Maandhan (PM-SYM) and receive ₹3,000 monthly pension after the age of 60, subject to scheme eligibility and contributions.

5. Nationwide Validity

  • The e-Shram Card is valid across India, making it especially useful for migrant workers.

Employment Opportunities

  • Registered workers can access employment-related schemes and opportunities available through the e-Shram ecosystem.

Skill Development Programs

  • Workers may receive information about government skill development and training programs to improve employability.

Easy Digital Registration

  • Workers can register online without visiting multiple government offices.

Mobile App Support

  • The e-Shram Portal is available through the official website and UMANG platform for easier access.

Free Registration

  • Self-registration on the official portal is free.

Profile Update Facility

  • Occupation
  • Mobile Number
  • Address
  • Bank Details
  • Skills

Better Government Planning

  • The national database helps governments design welfare programs based on accurate worker information.

Benefits for Gig & Platform Workers

  • Delivery Partners
  • Drivers
  • Cab Drivers
  • Food Delivery Workers

e-Shram Card Eligibility 2026

  • Must be an Indian Citizen
  • Age should be 16 to 59 years
  • Must be working in the Unorganized Sector
  • Must have a valid Aadhaar Card
  • Must have an Aadhaar-linked Mobile Number
  • Must have a Savings Bank Account with IFSC Code
  • Should not be a member of EPFO, ESIC, or a Government-funded NPS scheme.

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Who Can Apply?

Workers in the unorganized sector, such as:

  • Construction Workers
  • Agricultural Labourers
  • Farmers (who work as unorganized workers)
  • Street Vendors
  • Domestic Workers
  • Rickshaw Pullers
  • Auto Drivers
  • Taxi Drivers
  • Delivery Partners
  • Gig Workers
  • Platform Workers
  • Electricians
  • Plumbers
  • Carpenters
  • Tailors
  • Beauticians
  • Fishermen
  • Brick Kiln Workers
  • Migrant Workers
  • Daily Wage Labourers
  • Small Shop Employees
  • Handloom Workers
  • Beedi Workers
  • Leather Workers
  • Home-Based Workers
  • Self-Employed Workers
  • Sanitation Workers
  • Loaders and Helpers
  • Any other eligible unorganized worker.

Documents Required

  • Aadhaar Card
  • Aadhaar-linked Mobile Number
  • Bank Passbook
  • IFSC Code
  • Passport Size Photograph (if required)

How to Apply Online for e-Shram Card?

Step 1

Step 2

  • Click on Register on e-Shram.

Step 3

  • Enter your Aadhaar-linked mobile number.

Step 4

  • Verify OTP.

Step 5

  • Complete Aadhaar authentication.

Step 6

  • Fill personal details.

Step 7

  • Enter occupation details.

Step 8

  • Provide bank account information.

Step 9

  • Submit the application.

Step 10

  • Download your UAN Card.

e-Shram Card Benefits 2026 – Frequently Asked Questions (FAQs)

What is an e-Shram Card?

  • The e-Shram Card is a digital identity card issued by the Government of India for workers in the unorganized sector. It provides a 12-digit Universal Account Number (UAN) and helps eligible workers access various government welfare schemes.

Who is eligible to apply for an e-Shram Card?

  • Any Indian citizen aged 16 to 59 years working in the unorganized sector can apply, provided they meet the eligibility criteria.

Is e-Shram Card registration free?

  • Yes. Self-registration on the official e-Shram portal is completely free of cost.

What documents are required for e-Shram registration?

  • Aadhaar Card
  • Aadhaar-linked Mobile Number
  • Bank Account Details
  • IFSC Code
  • Occupation Details
  • Address Proof (if required)

What is the UAN Number?

  • The Universal Account Number (UAN) is a unique 12-digit number assigned to every registered e-Shram worker. It remains valid throughout India.

What are the benefits of the e-Shram Card?

  • Up to ₹2 lakh accidental insurance (under applicable scheme terms)
  • Access to eligible government welfare schemes
  • Permanent UAN Number
  • Nationwide validity
  • Easier access to skill development and employment-related programs

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