Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of India’s largest government-funded healthcare schemes. Implemented by the National Health Authority (NHA) under the Ministry of Health and Family Welfare, Government of India, the scheme provides cashless hospitalization coverage of up to ₹5,00,000 per family per year for eligible beneficiaries.
Ayushman Card Online Registration 2026
The scheme was officially launched on 23 September 2018 in Ranchi, Jharkhand, by the Prime Minister of India. Its objective is to improve access to quality healthcare services and reduce the financial burden of medical treatment on economically vulnerable families.
Benefits of Ayushman Bharat
- ₹5 Lakh health insurance coverage per family every year.
- Cashless treatment at empaneled public and private hospitals.
- Coverage for secondary and tertiary healthcare services.
- Free medicines, diagnostics, surgeries, ICU charges, and hospitalization.
- Pre-hospitalization expenses covered up to 3 days.
- Post-hospitalization expenses covered up to 15 days.
- Nationwide portability across participating hospitals.
Health and Wellness Centres (HWCs)
Health and Wellness Centres provide comprehensive primary healthcare services, including:
- Maternal and child healthcare.
- Vaccination and preventive care.
- Treatment of common illnesses.
- Non-communicable disease management.
- Free essential medicines and diagnostic services.
Pradhan Mantri Jan Arogya Yojana (PM-JAY)
PM-JAY provides financial protection against major healthcare expenses through cashless hospitalization benefits.
Documents Required for Ayushman Card Registration
Applicants may need the following documents:
- Aadhaar Card
- PAN Card (if applicable)
- Address Proof
- Mobile Number
- Email ID
- Caste Certificate (if applicable)
- Income Certificate
- Family Status Proof (Joint or Nuclear Family)
- Other supporting documents as required
How to Check the Latest: Hospital List
How to Apply for Ayushman Card Online
Step 1: Register on the UMANG Portal
- Visit the UMANG portal and click on the “Register” option available on the homepage.
Step 2: Verify Mobile Number
- Enter your mobile number and verify it using the OTP sent to your registered mobile number.
Step 3: Create MPIN
- Create a secure MPIN to complete the registration process and log in to your account.
Step 4: Access Services
- After logging in, click on “All Services” and search for Ayushman Bharat PM-JAY services.
Step 5: Complete the Application Form
- Fill in all mandatory details carefully and upload the required documents in the prescribed format.
Step 6: Review Application
- Verify all entered information and uploaded documents before submission.
Step 7: Submit the Application
- Click the “Submit” button to complete your application. A confirmation message will appear after successful submission.
How to Apply for Ayushman Card Offline
If you are unable to apply online, you can get your Ayushman Card offline by visiting a nearby empaneled hospital or Common Service Centre (CSC). An authorized operator, known as an Arogya Mitra, will help verify your eligibility and generate your PM-JAY e-card.
Step 1: Visit a CSC or Empaneled Hospital
- Visit your nearest Common Service Centre (CSC) or PM-JAY empaneled hospital with your Aadhaar Card, Ration Card, and registered mobile number.
Step 2: Beneficiary Search
- Name
- Location
- Ration Card Number
- Mobile Number
- RSBY URN Number
- PM-JAY Beneficiary Details
Step 3: Verification in BIS Portal
- Your details will be verified in the Beneficiary Identification System (BIS) using available government databases, including SECC, RSBY, State Health Schemes, and other eligible beneficiary records.
Step 4: Individual Identification
If your name is found, you will need to provide identity proof such as:
- Aadhaar Card
- Voter ID Card
- PAN Card
- Any Government-Issued Photo ID
Step 5: Family Verification
- Family details are verified using the Ration Card or other approved family identification documents. The scanned documents are uploaded to the system for review.
Step 6: Approval Process
- The submitted application is reviewed by the concerned insurance company, trust, or State Health Agency (SHA). Your application may be approved or rejected based on eligibility verification.
Step 7: Ayushman Card Issuance
- Once approved, your PM-JAY e-card (Ayushman Card) will be generated and issued. You can then use it to receive cashless treatment at empaneled hospitals across India.
Google Pay Loan Apply Online 2026: Get Instant Personal Loan in Just 10 Minutes
Frequently Asked Questions (FAQs)
- What is an Ayushman Card?
- An Ayushman Card is a health insurance card issued under Ayushman Bharat PM-JAY that provides eligible families with cashless medical treatment coverage of up to ₹5 lakh per year.
- Who is eligible for an Ayushman Card?
- Families listed in the PM-JAY beneficiary database and eligible under government criteria can apply for an Ayushman Card.
- How can I apply for an Ayushman Card online?
- You can apply online through the Ayushman App or eligible government portals by completing Aadhaar-based e-KYC verification.
- Can I apply for an Ayushman Card offline?
- Yes. You can visit a Common Service Centre (CSC) or a PM-JAY empaneled hospital where an Arogya Mitra will help with the registration process.
- What documents are required for Ayushman Card registration?
- Aadhaar Card
- Ration Card
- Mobile Number
- Address Proof
- Income Certificate (if required)
- Other government-issued identity documents
- How much health coverage is provided under PM-JAY?
- Eligible beneficiaries receive health insurance coverage of up to ₹5,00,000 per family per year for hospitalization expenses.
- Is Ayushman Card registration free?
- Yes, Ayushman Card registration and beneficiary verification are free for eligible individuals.
- How can I download my Ayushman Card?
- After successful verification and approval, you can download your Ayushman Card through the official Ayushman App or designated PM-JAY portals.
- Can I use my Ayushman Card anywhere in India?
- Yes. PM-JAY offers nationwide portability, allowing beneficiaries to receive treatment at empaneled hospitals across India.
- What medical expenses are covered under Ayushman Bharat?
- The scheme covers hospitalization expenses, surgeries, ICU charges, medicines, diagnostic tests, and certain pre- and post-hospitalization costs.