PM Vishwakarma Yojana Apply Online is a Government of India initiative designed to support traditional artisans and craftspeople by providing financial assistance, skill training, modern tools, digital support and marketing opportunities.
PM Vishwakarma Yojana Apply Online : Overview
| Particular | Details |
| Scheme Name | PM Vishwakarma Yojana |
| Launched By | Government of India |
| Target Beneficiaries | Traditional artisans and craftspeople |
| Number of Trades | 18 |
| Toolkit Incentive | Up to ₹15,000 |
| Collateral-Free Loan | Up to ₹3 lakh |
| Training Support | Skill Upgradation Training |
| Training Stipend | ₹500 per day |
| Marketing Support | Branding, Quality Certification & Advertising |
| Application Mode | Online / Assisted Application |
| Main Objective | Support traditional artisans and improve their livelihoods |
What is PM Vishwakarma Yojana?
- PM Vishwakarma Yojana is a central government scheme for artisans and craftspeople who traditionally work with their hands and tools.
- The scheme aims to provide these workers with better recognition, modern equipment, technical training, affordable business financing, digital incentives and marketing support.
- Many traditional artisans have skills but face difficulties in purchasing modern tools, getting affordable loans and reaching larger markets. PM Vishwakarma is designed to address these challenges.
PM Vishwakarma Yojana Benefits
The PM Vishwakarma Yojana provides financial assistance, skill development, modern tools, and business support to eligible traditional artisans and craftspeople. The major benefits of the scheme are listed below:
- Collateral-Free Loan Up to ₹3 Lakh
- Eligible beneficiaries can get collateral-free credit support up to ₹3 lakh to help expand their business, purchase equipment, and improve their work.
- ₹15,000 Toolkit Incentive
- Beneficiaries can receive a toolkit incentive of up to ₹15,000 to purchase modern tools and equipment required for their traditional trade.
- Free Skill Training
- The scheme provides basic and advanced skill development training to help artisans improve their technical knowledge and work quality.
- ₹500 Per Day Training Stipend
- During eligible training, beneficiaries receive a stipend of ₹500 per day according to the scheme guidelines.
- Digital Transaction Incentives
- Eligible artisans can receive incentives for adopting and using digital payment transactions, subject to applicable scheme rules.
- Quality Certification Support
- The scheme helps beneficiaries improve product quality and access quality certification, making their products more competitive in the market.
- Branding and Marketing Assistance
- Artisans can receive support for product branding, advertising, promotion, and marketing, helping them reach more customers.
- Better Business Opportunities
- With access to training, modern tools, financial support, and market linkages, artisans can improve their productivity and grow their small business.
- Recognition for Traditional Artisans
- The scheme gives eligible workers and craftspeople a new identity and recognition as Vishwakarma beneficiaries.
- Benefits for 18 Traditional Trades
- The scheme covers 18 types of traditional artisans and craftspeople, helping eligible workers access government support for their respective trades.
Who Can Benefit From PM Vishwakarma Yojana?
The scheme covers 18 traditional trades.
- Carpenter
- Boat Maker
- Armourer
- Blacksmith
- Hammer and Tool Kit Maker
- Locksmith
- Goldsmith
- Potter
- Sculptor / Stone Carver
- Stone Breaker
- Cobbler / Shoes and Footwear Artisan
- Mason
- Basket / Mat / Broom Maker / Coir Weaver
- Doll and Toy Maker
- Barber
- Garland Maker
- Washerman
- Tailor
PM Vishwakarma Yojana Eligibility
Before applying, applicants should check the official eligibility requirements.
- Work in one of the 18 eligible traditional trades
- Are engaged in the relevant trade on a self-employment basis
- Meet the prescribed age and other scheme conditions
- Have the required identification and supporting documents
- Satisfy the applicable government guidelines
PM Vishwakarma Yojana Documents Required
Depending on the application and verification process, applicants may need documents such as:
- Aadhaar Card
- Mobile Number
- Bank Account Details
- Address / Identity Proof
- Trade-related information
- Passport-size photograph, where required
- Other documents required during verification
The exact document requirements may vary according to the application process and beneficiary category.
PM Vishwakarma Loan: Important Information
- The PM Vishwakarma loan is designed to provide credit support to eligible traditional artisans.
- The scheme provides credit support in two stages, with total credit assistance of up to ₹3 lakh, subject to applicable conditions.
This can be particularly useful for artisans looking for:
- Small business financing
- Working capital
- Tool and equipment purchases
- Business expansion
- Improvement of production capacity
Why PM Vishwakarma Yojana Is Important
Traditional artisans play an important role in India’s cultural and economic heritage.
- Limited access to modern tools
- Lack of affordable credit
- Limited business knowledge
- Difficulty accessing larger markets
- Limited branding opportunities
- Lack of formal recognition
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How to Apply for PM Vishwakarma Yojana 2026?
Eligible artisans can apply through the prescribed PM Vishwakarma registration process.
Step 1: Visit the Official Portal
- Open the official PM Vishwakarma portal.
Step 2: Start Registration
- Select the registration option and provide the required Aadhaar and mobile-related information.
Step 3: Complete Verification
- Complete the required identity verification and provide the requested details.
Step 4: Select Your Trade
- Choose the applicable traditional trade from the eligible list.
Step 5: Submit Required Information
- Enter personal, business and bank details as requested.
Step 6: Complete Application
- Review the information carefully and submit the application.
Step 7: Verification
- The application may go through the prescribed verification process.
- After successful verification and approval, eligible beneficiaries can receive the applicable benefits under the scheme.
Frequently Asked Questions
What is PM Vishwakarma Yojana?
- PM Vishwakarma is a Government of India scheme designed to support traditional artisans and craftspeople through recognition, training, toolkit assistance, credit support and marketing assistance.
How much loan is available under PM Vishwakarma?
- Eligible beneficiaries can receive credit support of up to ₹3 lakh, subject to the scheme’s applicable conditions.
Is the PM Vishwakarma loan collateral-free?
- The scheme provides collateral-free credit support to eligible beneficiaries, subject to applicable terms and conditions.
How much toolkit assistance is available?
- Eligible artisans can receive a toolkit incentive of up to ₹15,000.
How much stipend is provided during training?
- Eligible beneficiaries can receive a ₹500 per day training stipend, according to the applicable scheme rules.
How many trades are covered?
- PM Vishwakarma covers 18 traditional trades.
Can a tailor apply for PM Vishwakarma?
- Yes. Tailor is one of the 18 trades covered under the scheme, subject to meeting the prescribed eligibility requirements.
Can a carpenter apply?
- Yes. Carpenter is an eligible trade under PM Vishwakarma, subject to the applicable conditions.
Is PM Vishwakarma useful for small businesses?
- Yes. The scheme is particularly focused on traditional artisans who want to improve their tools, skills, access to credit and market opportunities.