Deposit 250, 500, 1000 every month and get 74 lakh rupees To secure the future of the daughters of the country, the Government of India is running beneficial schemes like Sukanya Samriddhi Yojana. If you also have a little daughter in your house, then you do not need to worry about her future.
This is a scheme through which a savings account is opened by the parents in the name of the daughter in which small amounts of money are collected and deposited which can be useful for the future of the daughters. Under this scheme, you get more interest than any other scheme. Apart from this, it is a scheme run by the government in which incidents like fraud do not occur.
Sukanya Samriddhi Yojana
If you also want to get benefits under Sukanya Samriddhi Yojana, then you will have to open a savings account in the name of your daughter, but let us tell you that your daughter's savings account can be opened only when your daughter's age is less than 10 years. If your daughter's age is less than 10 years, then you can open a savings account in your daughter's name and invest money in it.
For your information, let us tell you that in the savings account opened by you, you have to deposit some premium amount continuously which ranges from a minimum of ₹ 250 to a maximum of ₹ 150000 which you can deposit once in a year. If you do not deposit this amount even once in a year, then you will have to pay a penalty as a result. The entire amount deposited by you along with interest will be given to the daughter when she attains maturity or at the time of her marriage.
Sukanya Samriddhi Yojana Deadline
For your information, let us tell you that under Sukanya Samriddhi Yojana, any parent who opens a savings account in the name of his daughter will have to pay the premium amount continuously for 15 years. After the premium amount is paid for the number of years determined by you, you will continue to receive interest from the bank. Your contribution to this bank account related to the scheme is only for 15 years.
Eligibility for Sukanya Samriddhi Yojana
- Only daughters below the age of 10 years will be considered eligible.
- Daughters who follow the guidelines related to the scheme will be the beneficiaries.
- Savings accounts linked to the scheme will be opened for only two daughters from a family.
- All you parents are required to do is pay the premier amount at stipulated intervals.
Benefits of Sukanya Samriddhi Yojana
- Through this scheme the future of daughters will be bright and secure.
- You get more interest under this scheme.
- The most important thing about such a scheme is that you can invest a minimum of Rs 250 in it.
- There are no incidents of fraud in this scheme.
Documents required for Sukanya Samriddhi Yojana
- Aadhaar card (of guardian)
- PAN card of parent
- Address proof
- Birth certificate of daughter
- mobile number
- Passport size photo etc.
How to open a bank account under Sukanya Samriddhi Yojana?
- To open a savings account, you first have to go to your nearest bank.
- Go to the bank and get the application form related to Sukanya Samriddhi Yojana.
- Now check the application form once carefully.
- After checking the application, you have to carefully enter all the information asked in it.
- After this, attach your necessary documents with the application form.
- Now check the application once again and then submit the application to the bank.
- Along with submitting the application form, you have to deposit the premium amount ranging from minimum ₹250 to ₹1.5 lakh.
- After this you will receive a receipt of the application which you have to keep safely with you.
- In this way your Sukanya Samriddhi Yojana savings account can be opened.