Aadhar Card Loan 2024: You won't believe it! Loan of Rs 3 lakh in just 3 minutes, only Aadhar card is required
Aadhar Card Loan 2024: You won't believe it! Loan of Rs 3 lakh in just 3 minutes, only Aadhar card is requiredEvery person across the country has an Aadhar card for identity proof. Aadhar card is issued through the Unique Identification Authority of India. Through which, using the Aadhar card, a citizen can easily avail the benefits of his identity certificate, filling ITR, government subsidy as well as taking a loan. Under which one can easily get a loan of up to ₹ 3,00,000 through Aadhar card.
If you are tired of going to the bank, then you can easily get a loan from your Aadhar card through the process given below.
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Aadhar card loan does not mean that you get Aadhar card loan. However, personal loan, home loan , other loans are also given through the use of Aadhar card. You can easily get a loan using Aadhar card. If you want to take a loan through Aadhar card, then you have to go to different banks like SBI, HDFC, Kotak Mahindra and apply for the loan. In which you can easily take a loan at an interest rate of 11% per annum using Aadhar card. The process of taking loan on Aadhar card is quite simple.
Benefits of Aadhar Card Loan of Rs 3 Lakh
- You can apply for this loan by visiting the bank branch through mobile app.
- The interest rate for the loan is very low compared to other types of loans.
- You can apply for emergency, education, medical, marriage, home renovation.
- Very little documentation is required for the loan.
- Your work easily gets approved on time.
- For this loan, option is given to customize EMI and loan tenure.
- The loan based process is completed by keeping in mind the secure confidentiality of the individual's personal details.
Aadhar Card Loan Eligibility Criteria
- The age limit of the candidate for this loan should be at least between 21 years to 58 years.
- The candidate must have minimum six months of job experience.
- Loan amount should be ₹15,000.
- Candidate must have KYC documents.
Fees and charges on loans
- Interest Rate: Starting from 11%
- EMI: As per your selected loan tenure
- Processing fee: Up to 2.5-3.5% of the loan amount
- Other Charges: You will have to pay other charges on the loan as per the bank's policies.
Aadhar Card Loan Application Process
If all of you candidates want to take loan through Aadhar card then you can fill the online application form step by step through the procedure given below.
- First of all , to take a loan from the bank, you have to be on the official website – https://uidai.gov.in/en/ .
- After this, you will have to click on the option applied online.
- The application form will open.
- After this, complete information of the application form will have to be entered.
- All important documents have to be scanned and uploaded.
- After this the form has to be submitted.
- You will receive a message regarding loan availability on your registered mobile number.
- After this the application process will be completed.
- Your account amount will be transferred directly.